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Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.

Wed, Jun 21st, 2023

No matter what part of the country you live in, summertime is when service industry businesses are in full swing. The nice weather brings people out, it's when many try to tackle home improvement projects, kids are out of school, and families tend to travel more it's an action-packed time of year.
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Wed, Jun 14th, 2023

While a Tesla might seem out of reach for many of us, the electric vehicle (EV) market has evolved quite a bit since Elon Musk launched that iconic brand in 2003. In fact, the company actually helped to revolutionize the EV industry, first and foremost by making the vehicles more accepted by the masses. Musk also showed the public that EVs are not just slow-moving clunky cars, but that they can be sporty, stylish, and fast.
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Wed, Jun 7th, 2023

Personal Umbrella Policies are liability insurance policies with very high limits of protection, typically starting at $1,000,000. They are designed to add a layer of protection above other kinds of personal liability coverage such as the liability protection found in a personal auto, homeowner or boat insurance policy. These kinds of policies are meant to protect you should you be deemed legally responsible for injury to persons or property. Personal injury can include non-physical injury like libel or slander.
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Wed, May 31st, 2023

The U.S. Department of Energy (DOE) says that by following certain guidelines, an average driver can improve their fuel economy by around 10 percent. That might not seem like a big difference, but over time – and as road-trip season approaches – it can have a big effect on your wallet.
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Wed, May 24th, 2023

Now that the tax deadline for 2022 has passed, as a business owner, you might be left thinking about ways to make it easier when the next one rolls around. Since many are busy enough actually running the business, it's easy to push the accounting work to the side, which is fine... until tax season approaches. By then, you have a mammoth job ahead of you.
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Wed, May 17th, 2023

With the arrival of summer comes the smell of sizzling food on the grill, as it wafts from across the neighborhood, and backyard dining is once again the norm. According to the Health, Patio, & Barbecue Association, 7 out of 10 families in the U.S. own a grill, making it by far the most common outdoor cooking method. And there's no doubt that summer wouldn't be the same without one.
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Wed, May 10th, 2023

For nature lovers, many of the most memorable moments take place in the great outdoors, whether it's catching your first trout on a fly rod or summiting a peak. This is also where people often find the most solace, as time in nature can bring a sense of peace. Unless, of course, things go wrong.
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Mon, May 1st, 2023

Flooded StreetThe time to get Flood insurance is today. Tropical Storm Risk is forecasting 12 named storms, 6 hurricanes, and 2 intense hurricanes this hurricane season, running from June 1 to November 30.

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Wed, Apr 26th, 2023

Road trips always seem like a great idea, but when there are kids in tow, it's not always as free-wheeling as one may have imagined. There's likely to be fidgeting, potty breaks, and are-we-there-yets, punctuated by the occasional, but often brief, nap-induced silence. But, it needn't be so. While every road trip involves an inevitable speed bump or two, here are a few suggestions for a smooth ride to keep smiles and sanity intact.
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Wed, Apr 19th, 2023

As a business owner in North Carolina, you have the option of hiring contract or permanent employees – and many more businesses are using contract workers while sorting out the uncertainty in the economy. A contract employee is essentially a freelancer who has agreed to work for you for a mutually-agreed upon period of time, which may be extended if you see fit. A permanent employee has been hired with the understanding that he or she will go on working for you until a termination or a resignation. Both types of employees have their advantages and disadvantages. Some of the advantages of contract employees, however, are illusory.
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